Projected value from birth to age 65 · Assumes 7% annual return by default
Free money sources
Hypothetical illustration only. Assumes contributions at start of each year. Returns not guaranteed. Taxes, fees, and inflation not reflected unless Roth conversion is toggled. The $5,000 annual limit applies across family/friends and employer contributions combined. Withdrawals before age 59½ may be subject to a 10% penalty.